A practical verification step before money leaves your account.
Lumra helps businesses verify supplier bank details before payment. It fits into the approval step that matters most: just before payment is released.
Owners, bookkeepers and finance teams who want a clearer answer before payment.
How Lumra works in practice
Lumra is designed to fit into a workflow your team can actually use. It starts with the invoice and ends with a clearer payment decision.
Start with an unpaid bill in Xero
Select the bill you want to review. Lumra pre-fills the supplier identity details so your team starts with the right context before checking payment details.
Check the bank details shown on the invoice
Use the invoice itself as the source of truth. Enter the bank details directly, or use the built-in invoice text tools to help pull them out.
See the risk before payment
Lumra compares the invoice details against the supplier fingerprint already on file and highlights what needs attention before money leaves the business.
Verify changes properly
If something does not match, Lumra tells your team to stop and verify the change with a trusted supplier contact before payment is approved.
Save the verified fingerprint for next time
Once the change has been confirmed by callback, Lumra lets your team save the updated fingerprint so future checks are faster and clearer.
What Lumra checks before payment
Lumra focuses on the details that can change a payment outcome: the bank details on the invoice, the supplier identity tied to those details, and whether this still looks consistent with what your business already trusts.
Bank detail matching
Checks whether the BSB and account number on the invoice match the supplier fingerprint already trusted by your business.
Supplier identity checks
Highlights ABN and domain mismatches so teams can spot identity issues, not just bank changes.
Risk guidance
Turns technical checks into a clear risk level and practical next steps for the person approving payment.
Audit trail
Keeps a history of scans and verification outcomes so your team can see what was checked, what changed, and when it was verified.
Lumra helps your team respond properly when something does not match.
If the invoice bank details do not match what is already trusted, Lumra does not ask your team to guess. It tells them to stop, verify the change with a trusted supplier contact, and only save new details after callback verification.
That keeps the workflow practical while still building a stronger payment control.
- ✓Clearer decisions before payment approval
- ✓Less guesswork when supplier details change
- ✓A stronger callback-verification habit
- ✓Useful records of what was checked and when
See how Lumra fits into your payment approval workflow.
A simple, practical verification step before money leaves the business.