Stop fake invoice payments before money leaves your account.
Lumra helps small businesses check supplier bank details before approving invoice payments — starting with Xero-connected pay runs.
ABC Electrical Services
Invoice · $14,870.00
Bank details changed
The BSB and account fingerprint do not match the verified supplier record.
ABN checked
Supplier history reviewed
Callback required before saving changes
Recommended action
Stop payment and verify the change using a trusted supplier contact before approving.
Example risk result shown for illustration.
Simple by design
One check before the pay run.
Lumra is built around the moment that matters: before a supplier invoice is paid. It gives owners, bookkeepers, and finance teams a clear check without turning payment runs into a security project.
Load the bill
Start with an unpaid Xero bill or paste invoice details into Lumra.
Check the bank details
Lumra compares the invoice bank details against the supplier fingerprint you trust.
Act before payment
Get a plain-English risk result before money leaves the account.
Payment redirection scams are not rare edge cases.
Australian businesses lost $227 million to payment redirection scams in 2021, according to the ACCC. Lumra focuses on the practical gap before payment: checking whether supplier bank details match what has already been verified.
Private beta
Want early access to Lumra?
We’re opening a small private beta for Australian businesses and bookkeepers who process regular supplier payments.